Advantage Money Market

5.30%
APY* on balances of $50,000+
Get the advantage of 100% deposit insurance on our high yield money market account
Minimum funding amount $50,000
Apply now

High yield money market

Take full advantage of competitive interest rates while maintaining the flexibility to access your funds when you need them.

5.30% APY*

Competitive High-yield Rates

Benefit from higher interest rates compared to traditional savings accounts, allowing your money to grow faster.

No Monthly Maintenance Fee

Keep more of your earnings with no monthly maintenance fees when you meet the minimum balance requirement.

Safe and Secure

Assurance that 100% of your money is protected with FDIC and DIF* deposit insurance and security features to protect your personal information.

Easy Account Management

Manage your account through our easy online and mobile banking platform. Check balances, transfer funds, and more from anywhere anytime.

Get started today

The Windward Bank Advantage Money Market account is part of our broader commitment to providing you with financial products that help you achieve your goals.

Access your accounts anywhere anytime with the Windward mobile banking app.

FAQs

Here are a few answers to frequently asked questions

What are the benefits of using a digital bank?

Digital banks offer convenience, lower fees, higher interest rates on savings accounts, and innovative features such as mobile check deposit. You can manage your finances anytime, anywhere, without needing to visit a physical office.

How do I open a Windward Bank account?

Opening an account with us is simple and can be done entirely online. Just visit our website or download our mobile app, follow the instructions, and provide the necessary information. You may need to verify your identity using government-issued ID and other documents.

Is a digital bank safe?

Yes, digital banks use advanced security measures such as multi-factor authentication and encryption to ensure the safety of your transactions and personal information. Additionally, digital banks are regulated by financial authorities that oversee traditional banks with physical locations.

What is a digital bank?

A digital bank is a financial institution that operates entirely online without physical locations. It provides banking services such as savings accounts, checking accounts, loans, and investment opportunities through digital channels like websites and mobile apps.

Fully Insured**

Every Windward Bank account of any amount is 100% insured with FDIC and DIF

Get started

Discover a new direction in banking.
Move forward, with Windward.

*Annual Perecent Yield (APY) for the Advantage Money Market Account is variable and subject to change without notice. $50,000 minimum deposit required to open. Minimum daily balance must be $50,000 to earn the stated APY. If the balance falls below the required minimum, no interest will be earned.

**While the Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, per institution, DIF insurance offers additional coverage. With DIF, all deposits above the FDIC limits are insured in full.