Welcome to Windward Bank, where cutting-edge innovation meets over a century of trusted banking experience.

As a new digital bank, we are backed by the stability and security of our 115-year-old parent institution, ensuring you enjoy the best of both worlds: modern convenience and enduring reliability.

At Windward Bank, we believe in empowering you to explore new financial horizons with confidence and ease.

Our mission is to provide you with seamless access to your finances, advanced tools to grow your wealth, and the peace of mind that comes with knowing your money is secure.

Access your accounts anywhere anytime with the Windward mobile banking app.

By the numbers

115 years

of experience

$1.3 billion

assets under management

Fully Insured**

Every Windward Bank account of any amount is 100% insured with FDIC and DIF

FAQs

Here are a few answers to frequently asked questions

What are the benefits of using a digital bank?

Digital banks offer convenience, lower fees, higher interest rates on savings accounts, and innovative features such as mobile check deposit. You can manage your finances anytime, anywhere, without needing to visit a physical office.

How do I open a Windward Bank account?

Opening an account with us is simple and can be done entirely online. Just visit our website or download our mobile app, follow the instructions, and provide the necessary information. You may need to verify your identity using government-issued ID and other documents.

Is a digital bank safe?

Yes, digital banks use advanced security measures such as multi-factor authentication and encryption to ensure the safety of your transactions and personal information. Additionally, digital banks are regulated by financial authorities that oversee traditional banks with physical locations.

What is a digital bank?

A digital bank is a financial institution that operates entirely online without physical locations. It provides banking services such as savings accounts, checking accounts, loans, and investment opportunities through digital channels like websites and mobile apps.

Get started

Discover a new direction in banking.
Move forward, with Windward.

**While the Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, per institution, DIF insurance offers additional coverage. With DIF, all deposits above the FDIC limits are insured in full.